PageID: specialisms-hospitality

Hospitality Insurance UK

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    Hospitality Insurance

    Hospitality Insurance

    Specialist hospitality insurance for UK hotels, restaurants, pubs, and leisure venues. Taurus arranges comprehensive hotel insurance, restaurant insurance, and public liability cover designed to protect your premises, staff, and guests.

    UK hospitality insurance hotels restaurants public liability coverage
    Hospitality Protection
    Venue Coverage

    Hospitality Venues We Cover

    Our hospitality insurance solutions are designed to protect businesses across all sectors of the hospitality industry, from intimate restaurants to large hotels and event venues.

    Hotels and accommodation

    Restaurants and cafes

    Pubs, bars, and nightclubs

    Event venues and function halls

    Catering businesses

    Fast food and takeaway outlets

    Wedding venues

    Conference and meeting facilities

    Key Risk Considerations

    Understanding the unique risks facing hospitality businesses is essential for proper insurance protection.

    Customer Safety

    Slip and fall accidents, food allergies, and premises-related injuries are common in hospitality.

    Food Safety

    Food poisoning, contamination, and allergen management present significant liability exposures.

    Alcohol Service

    Over-serving alcohol or serving minors can result in serious legal and financial consequences.

    Entertainment Risks

    Live music, events, and entertainment activities create additional liability exposures.

    Insurance Products

    Core Hospitality Insurance Products

    Comprehensive coverage designed specifically for the hospitality industry's unique operational risks and liability exposures.

    Public Liability Insurance

    Essential protection against claims from customers who suffer injury or property damage while on your premises or as a result of your business activities. Covers entertainment-related incidents too.

    Employers' Liability Insurance

    Legally required coverage protecting your business against compensation claims from employees who are injured or become ill due to their work.

    Business Interruption Insurance

    Covers loss of income and ongoing expenses when your hospitality business is forced to close or reduce operations due to covered incidents.

    Liquor Liability Insurance

    Specialised coverage for businesses serving alcohol, protecting against claims related to over-serving or serving to minors.

    Products Liability Insurance

    Protection against claims arising from food or drink supplied to customers, including illness or injury caused by products served on your premises.

    Buildings Coverage

    Protection for your hospitality premises against damage from fire, flood, storm, and other insured perils, including fixtures, fittings, and outdoor areas.

    Related Insights

    Hospitality Industry Insights

    Stay informed with our latest insights, guides, and expert analysis specifically relevant to the hospitality sector.

    How to Get a Hotel Insurance Quote
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    How to Get a Hotel Insurance Quote

    What information UK hotels should gather before requesting a hotel insurance quote, and how brokers price the risk.

    Hotel Business Insurance: Operator Cover
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    Hotel Business Insurance: Operator Cover

    Hotel business insurance for UK operators — liability, contents, business interruption and the wider operator exposures.

    Hotel and Guesthouse Insurance Explained
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    Hotel and Guesthouse Insurance Explained

    How insurance differs for hotels, guesthouses and B&Bs, and what UK operators should look for in a programme.

    Insurance for Hotels: What UK Operators Need
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    Insurance for Hotels: What UK Operators Need

    A practical guide to the insurance covers UK hotel operators rely on day to day, from liability and contents to business interruption.

    Hotel Insurance Cost: What Drives the Premium
    Guide

    Hotel Insurance Cost: What Drives the Premium

    The factors that influence hotel insurance pricing in the UK, from building construction and location to operations and claims history.

    Hotel Insurance: A Complete UK Cover Guide
    Guide

    Hotel Insurance: A Complete UK Cover Guide

    Hotel insurance explained for UK owners and operators — buildings, liability, business interruption and the specialist covers a hotel programme often needs.

    Hospitality Specialisms

    Explore our dedicated cover for the main hospitality property types.

    Hotel Insurance →

    Specialist cover for UK hotel owners and operators — boutique, branded, franchised and multi-site.

    Pub Insurance →

    Specialist cover for UK licensed premises, including tenanted, managed and freehold pubs.

    Frequently Asked Questions

    Answers to the questions we hear most often.

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    27 Reviews
    REVIEWS.io
    5 Rating
    27 Reviews
    Camilla
    Verified Customer
    Chris was a pleasure to deal with. He was very responsive, provided an excellent service and was professional. I would recommend Taurus who are reliable and efficient, and get you the best deal.
    Raj
    Verified Customer
    Very professional took time to listen and set my cover accordingly pleaseure to deal with. Thank you!
    Imran
    Verified Customer
    I found Taurus online last year and this is my second year I am using Taurus for my Insurance renewal. Chris and Billy have both been very good to me and our relationship is not just about me asking for a insurance policy but we have a general chat which makes a huge difference when deciding should I shop around or actually Taurus take care of me so why should I have to look elsewhere. The pricing is competitive and I receive good advice. I am happy I have found an excellent organisation
    Sairah
    Verified Customer
    Had a very competitive quote from Chris Foster - multi property, including rent cover. Gone ahead with the policy, and hope the underwriters will be a good solution, should anything occur.
    Jonathon
    Verified Customer
    Tom and Billy of Taurus Risk Management provide a highly personalised and commercially focused service. They take the time to ensure that clients fully understand their insurance policies and that cover arrangements are aligned with their specific requirements. Their approach is centred on understanding each client's budget, objectives, and any operational constraints, enabling them to source the most suitable and competitive insurance solutions available. Combined with their professional, approachable, and responsive manner, they instil confidence throughout the process and make it clear that you are working with a trusted and knowledgeable team. I would have no hesitation in recommending Taurus Risk Management to individuals and businesses seeking expert insurance advice and exceptional client service.
    Suzie
    Verified Customer
    Quick and easy process, Chris was very helpful in ensuring we get the right cover for a reasonable price. Would highly recommend.
    Clare
    Verified Customer
    Chris helped me secure buildings insurance for a group of 6 residential buildings - a mix HMO and flats, he obtained several quotes for me to consider and the price was very competitive. The service was brilliant and I would definitely use Taurus risk management again.
    Alexandra
    Verified Customer
    I recently purchased house and travel insurance through Taurus Risk and had an excellent experience. From the initial communication to their prompt and efficient responses, the team demonstrated a high level of professionalism throughout. They addressed all of my questions quickly and provided clear, valuable advice. I would highly recommend Taurus Risk to anyone seeking a reliable and knowledgeable insurance broker.
    Warren
    Verified Customer
    It was an absolute pleasure working with Taurus. From the beginning it felt like the team had a genuine interest in my priorities and what was most important. Looking forward to our partnership together.
    Meg
    Verified Customer
    Team Taurus did a great job - providing fantastic client service. We are very happy with our insurance coverage.
    Henry
    Verified Customer
    I have worked with Taurus and Tom over the last two years and always found them to provide an excellent service. They provide competitive quotes whilst always ensuring the optimal cover for each client. I would not hesitate in recommending them to our clients.
    Alex
    Verified Customer
    Great customer service and response times, with a very knowledgeable team. I would highly recommend Taurus
    Jolyon
    Verified Customer
    Competitive, fast respone(s), with excellent service levels and most importantly a broad understanding of our various insurance needs as a compay - we started with one of our polcies and we are now moving everything to Taurus RM. - Investeq Limited
    Tim
    Verified Customer
    Excellent bunch. Responded very quickly when asked and very good quote for policy. Would definitely recommend.
    Max
    Verified Customer
    Fast and professional service. We have switched all of our insurance needs to Taurus Risk Management.