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Office Insurance
Protect your workplace with specialist office insurance from Taurus Risk. Our UK office insurance policies cover buildings, contents, equipment, business interruption, and liability-designed for businesses of all sizes from start-ups to multi-site operations.
Why Office Insurance Matters
Office insurance provides essential financial protection if unforeseen events cause property damage, loss, or interruption to your business operations. Without adequate protection, you may face costly repairs, replacements, or legal costs that can affect your cash flow and long-term sustainability.
Protection against property damage and loss
Coverage for theft and vandalism
Business interruption protection
Legal liability coverage
Equipment and contents protection
Cyber incident recovery support
A Wide Range of Office Insurance Cover
Every business is unique, and your insurance policy should reflect that. Taurus Risk offers flexible office insurance solutions designed to match the scale and complexity of your business operations.
Buildings Insurance
Covers damage to your insured buildings and structural elements caused by fire, flooding, storms, infectious disease outbreaks, and all perils. Includes replacement costs, rebuilding costs, and associated professional fees.
Office Contents Insurance
Covers office contents such as furniture, computer equipment, printers, documents, and other business property against loss, damage, or theft. You can also insure portable electronic equipment used off-site.
Public & Employer's Liability
Public liability protects if a third party suffers injury or property damage. Employer's liability is legally required if you have employees and covers work-related injuries or illnesses.
Business Interruption Cover
Maintains your income and covers increased operating costs if your office becomes unusable. Coverage can protect either Gross Profit or Gross Revenue throughout a defined indemnity period.
Cyber & Data Protection
For businesses handling sensitive client data or processing payments online, cyber insurance supports recovery after cyber incidents including lost income, restoration costs, and reputation management.
Optional Add-Ons
Terrorism cover, Legal Expenses Insurance, Personal Accident Cover for key employees, and Theft of Takings cover for cash or cheques in transit.
Flexible Cover That Grows With Your Business
As your business evolves, your office insurance policy can adapt. Taurus Risk allows you to update your cover as your operations change, whether you expand your team, move to new commercial premises, or invest in new technology - without incurring unnecessary admin fees.
This ensures your insurance remains relevant and provides the right protection as your business grows.
How Your Policy Works
When you request office insurance quotes, we assess the specific risks related to your office business, including:
- The location and structure of your office building
- Whether you lease or own your commercial premises
- The value of your office contents and electronic equipment
- The scale of your operations and number of employees
Why Choose Taurus Risk
Our office insurance specialists have extensive expertise in the UK business insurance market.
Insurance policies tailored to your business risks
Clear policy documents and transparent terms
Responsive customer service and reliable claims support
Practical risk management advice for office operations
Ready to Protect Your Office?
Ensure your office, business assets, and operations are fully protected with office insurance from Taurus Risk.
Office Industry Insights
Stay informed with our latest insights, guides, and expert analysis specifically relevant to the office sector.
Office Insurance UK: What Does It Cover?
A practical UK guide to office insurance - buildings, contents, public and employers liability, business interruption and optional extras like cyber and terrorism cover.
Understanding Commercial Property Insurance Costs
A practical UK guide to what drives commercial property insurance premiums — rebuild value, location, construction, occupancy, security and cover choices.
Professional Indemnity and Public Liability Insurance
How professional indemnity and public liability insurance differ, why UK businesses often need both, and how the two combine in a single policy.
Who Should Pay Building Insurance on Commercial Property?
Who arranges and who pays for buildings insurance on UK commercial property - how FRI leases allocate responsibility, how the premium is recharged, and what to check before signing.
The Essential Guide to Commercial Property Insurance for Landlords
Commercial property insurance for landlords protects your building, rental income, legal liability and long-term investment. Learn what to cover and how to arrange the right policy.
Business Building Insurance for Offices, Shops & Commercial Units
How business building insurance works for UK offices, shops and commercial units — what it covers, what to watch for, and how to set it up correctly.