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Specialist insurance solutions for blocks of flats, freeholders and residential management companies. Comprehensive buildings, liability and loss of rent cover arranged by Taurus Risk.
At Taurus Risk, we understand that your block of flats is a valuable investment requiring comprehensive protection. Our block of flats insurance policies cover the entire building, communal areas, legal liabilities and loss of rent, helping you safeguard your property and meet your obligations with confidence.
Whether you own a freehold block, manage a residential management company or act as a managing agent, we arrange policies that reflect the unique risk profile of each building, from purpose-built apartment blocks to converted period properties and high-rise residential developments.
Block of flats insurance provides essential financial protection against damage, theft, accidental damage and liability claims affecting your building and communal spaces. The right cover reduces the risk of costly repairs, legal fees and loss of rental income, while ensuring compliance with lease terms and legal requirements.
Covers walls, roofs, foundations, windows, doors and fixed installations such as heating, lifts and secure entry systems.
Protects stairwells, hallways, gardens, parking and external structures shared by all leaseholders and visitors.
Property owners' and public liability cover defends against third party injury and property damage claims.
Every block of flats is unique. Taurus Risk arranges flexible insurance solutions designed to protect your building value, communal facilities and legal responsibilities.
Cover for the block's structure including walls, roofs, foundations, communal areas, lifts and secure entry systems.
Protection against third party injury or property damage claims arising from communal areas such as stairwells, gardens or car parks.
Maintains rental income, ground rent and service charge income if flats become uninhabitable following an insured event.
Cover for legal fees relating to property disputes, leaseholder conflicts and tribunal proceedings.
Comprehensive protection against a wide range of insured perils - so your block, leaseholders and rental income stay safeguarded against the unexpected.
When you request a block of flats insurance quote, we carry out a detailed risk assessment to ensure your policy provides adequate coverage at competitive premiums. Our underwriters review:
Our block of flats insurance specialists combine deep market access with practical claims support, helping freeholders and managing agents protect their buildings and residents.
Common questions about block of flats insurance answered.
Ensure your building, communal areas and legal liabilities are fully covered with block of flats insurance from Taurus Risk.
Managing multiple buildings or a wider residential portfolio? Explore our portfolio landlord insurance for cover across two or more properties on a single schedule.
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